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However, you are entitled to your "earned" annuity, if it is bigger than this amount. After the first 12 months 40% of your high-3 typical salary minus 60% of your Social Security benefit for any month in which you are entitled to Social Security impairment benefits. However,  You Can Try This Source  are entitled to your "made" annuity, if it is larger than this amount.

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If your actual service, plus the credit for time as a special needs annuitant equals less than 20 years: 1 percent of your high-3 average income for each year of service If your real service, plus the credit for time as a special needs annuitant equals 20 or more years: 1. 1 percent of your high-3 average income for each year of service Total Service utilized in the calculation will be increased by the quantity of time you have received a disability annuity.

Reductions in Special Needs Annuity Survivor Benefits If you are wed, your advantage will be minimized for a survivor benefit, unless your partner granted your election of less than a full survivor annuity. If the overall of the survivor benefit(s) you choose equals 50% of your advantage, your annuity is lowered by 10%.

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What Does FERS Annuity Calculations - Plan Your Federal Retirement Do?

Unpaid Service if "earned" annuity paid If you have a CSRS component in your annuity, the CSRS portion of your benefit will be lowered by 10% of any deposit owed for CSRS non-deduction service carried out before October 1, 1982, unless the deposit was paid prior to retirement. Cost of Living Changes Your annuity will be increased for cost-of-living modifications, if: You are over age 62; or You retired under the unique provision for air traffic controllers, police personnel, or firemens; or You retired on special needs, other than when you are receiving an impairment annuity based on 60% of your high-3 typical salary.

FERS retired people under age 62 who do not fall under among the categories above, are not qualified for cost-of-living increases till they reach age 62. If you have actually been getting retirement benefits for less than 1 year and are qualified for a cost-of-living adjustment, you'll get a portion of the cost-of-living increase.